by staff
Ever wondered what makes Pumpkin pet insurance perfect? In fact, what would make the best pet insurance overall? Well, there are a few things that we believe to be absolutely necessary when you are getting your hands on a pet insurance plan for your furry friend. Here they are.
Vet coverage
All pet insurance policies are going to cover vet coverage. Only the best policies in 2021 will have the most extensive coverage, though.
The better insurance policies will provide you with a huge amount of coverage with very few caveats in place. For example, insurance policies should really be covering at least 90% of the costs of a vet. Ideally, they will also cover chronic conditions, assuming these were discovered after your pet became insured.
Good policies will cover both sickness and physical injuries. Better policies may also cover mental health issues with your pet e.g. if they are suffering from behavioral issues.
You really shouldn’t be looking at an insurance policy unless they are going to allow you to choose your own vet. After all, you really should have the right to choose the healthcare that your pet deserves, right?
Insure all pets
The best insurance policies won’t discriminate when it comes to the age of the pet. This is because some people will leave it a little bit later to get their animal insured.
Yes. You will likely need to pay a little bit more to have an older pet insured. This is because older pets are more prone to sickness. However, no decent insurance policy is going to rule out working with you just because your pet is on the older side of things. Every single animal deserves coverage!
Most companies will spend a lot of their time focusing on cats and dogs, as they are the most common pet. However, just about every pet that you could possibly own can have an insurance policy with the right company.
Preventative care
This is where the best insurance policies for pets really start to shine.
Most policies are going to cover healthcare should your pet need to go to the vet due to a serious injury or illness. The best policies will go above and beyond this.
Great insurance policies will want to help prevent your pet from getting sick in the first place. As a result, you should be on the lookout for insurance policies that have preventative care built into them. This way your pet can have regular check-ups under the insurance policy. If any issues are spotted, then they can often be dealt with before they become a major issue. This could potentially save the life of your pet.
Having preventative care built into your selected insurance policy really is going to benefit your animal in the long-term. They are going to be far happier and healthier!
Discounts for multiple pets
Most people have multiple pets in their household.
Ideally, you would choose a company that can offer discounts for multiple pets on the same insurance policy. This probably isn’t going to be a necessity. Everything else that we have mentioned is going to be far more important than this. However, it is always going to be nice to save a few dollars here and there, isn’t it?
Conclusion
There are a lot of things that you will need to think about when looking for the best pet insurance in 2021. Pay attention to the things that we have mentioned on this page. If you consider them, then you can be sure that you will be ending up with the best pet insurance policy for both you and your animal.
Paid post
About to switch out of Healthy Paws. Not enough coverage as other companies and not taking in any additional pets right now. Just a weird experience lately. Also got an email about plan price increase in May 2021. Almost double.